Running a SaaS business means your billing infrastructure is mission-critical. When Stripe Billing, Chargebee, or Recurly become too expensive or too restrictive, open-source self-hosted billing platforms offer full control over your pricing logic, customer data, and revenue analytics.
In this guide, we compare the two most mature open-source billing platforms available in 2026: Lago and Kill Bill. Both are self-hosted, API-first, and designed for businesses that need usage-based billing, subscription management, and payment orchestration without vendor lock-in.
Why Self-Host Your Billing Infrastructure?
Billing is the backbone of any subscription business. Relying on a third-party SaaS provider introduces several risks:
- Vendor lock-in: Migrating away from Stripe Billing or Chargebee means rebuilding your entire pricing logic, customer records, and invoicing pipeline.
- Cost at scale: SaaS billing platforms charge per invoice or as a percentage of revenue. At $50K+ MRR, those fees add up to thousands of dollars per month.
- Data control: Financial data lives on someone else’s servers. Self-hosting keeps customer records, payment history, and revenue analytics within your infrastructure.
- Custom pricing models: SaaS platforms support standard subscription tiers but struggle with complex usage-based, tiered, or hybrid pricing. Open-source platforms let you implement any pricing logic.
- Regulatory compliance: GDPR, SOC 2, and PCI DSS requirements are easier to satisfy when you control the full data pipeline.
For these reasons, many growing SaaS companies evaluate open-source alternatives once they outgrow the free tiers of commercial billing providers.
Lago — Modern Usage-Based Billing API
Lago (9,500+ GitHub stars, last updated April 2026) is an open-source metering and usage-based billing API written in Go and Ruby. It is designed from the ground up for modern SaaS products that charge based on consumption — think API calls, storage gigabytes, or compute hours.
Key features:
- Usage-based metering: Track and bill for any event type with real-time aggregation.
- Subscription management: Plans, trials, add-ons, and proration out of the box.
- Payment orchestration: Native integrations with Stripe, Gocardless, and Cashfree.
- Revenue analytics: Built-in dashboards for MRR, ARR, churn, and revenue attribution.
- REST API: Clean, well-documented API for creating customers, plans, invoices, and events.
- Admin dashboard: A self-hosted web UI for managing subscriptions and viewing analytics.
Lago’s architecture uses PostgreSQL (with partitioning via postgres-partman) for data storage, Redis for caching and job queues, and a Ruby on Rails API backend. The frontend is a standalone React application servdocker Nginx.
Lago Docker Compose Setup
Lago ships with a production-ready Docker Compose configuration. Here is a simplified version for a minimal self-hosted deployment:
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Deploy with:
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After deployment, the Lago admin dashboard is available at http://localhost, and the API runs on http://localhost:3000.
Lago API — Creating a Customer and Plan
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Kill Bill — Enterprise Subscription Billing Platform
Kill Bill (5,400+ GitHub stars, last updated April 2026) is the longest-running open-source subscription billing and payments platform. Written in Java, it has been in production use since 2010 and is designed for enterprises that need a highly modular, extensible billing system.
Key features:
- 10+ years of production use: Battle-tested at companies handling millions of transactions.
- Modular architecture: Enable or disable modules (catalog, invoicing, payments, overdue) as needed.
- Catalog system: Flexible product catalog with plans, phases, price lists, and availability rules.
- Payment plugin ecosystem: Integrations with Stripe, Adyen, Braintree, PayPal, and more via a plugin architecture.
- Multi-currency and multi-tenant: Support for global businesses with complex pricing.
- Kaui admin UI: Kill Bill Admin UI (KAUI) provides a web interface for managing accounts and subscriptions.
- REST API: Comprehensive API for all billing operations.
Kill Bill runs on a Java servlet container (Tomcat by default) with MySQL or MariaDB as the backing store. Its plugin-based architecture allows deep customization of payment flows, tax calculations, and notification systems.
Kill Bill Docker Compose Setup
Kill Bill does not ship an official Docker Compose file, but the community-standard deployment uses the killbill/killbill Docker image with a MySQL database:
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Deploy with:
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The Kill Bill API is available at http://localhost:8080 and the KAUI admin dashboard at http://localhost:9090.
Kill Bill API — Creating an Account and Subscription
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Lago vs Kill Bill: Head-to-Head Comparison
| Feature | Lago | Kill Bill |
|---|---|---|
| Language | Go + Ruby on Rails | Java |
| License | MIT | Apache 2.0 |
| GitHub Stars | 9,500+ | 5,400+ |
| Database | PostgreSQL (with partitioning) | MySQL / MariaDB |
| Usage-Based Billing | Native, first-class support | Possible but requires custom plugin |
| Subscription Management | Yes — plans, trials, proration | Yes — catalog-driven, highly flexible |
| Payment Integrations | Stripe, Gocardless, Cashfree | Stripe, Adyen, Braintree, PayPal + plugins |
| Admin Dashboard | Built-in (React SPA) | KAUI (separate deployment) |
| Multi-Tenancy | Via organization API | Native multi-tenant support |
| Docker Setup | Official compose file | Community compose, no official file |
| Learning Curve | Moderate — REST-first, good docs | Steep — Java ecosystem, catalog XML |
| Best For | Modern SaaS, API-first products | Enterprise, complex billing logic |
| Community | Active, fast-growing (since 2022) | Mature, established (since 2010) |
Which Should You Choose?
Choose Lago if:
- Your product charges based on usage (API calls, storage, bandwidth, seats).
- You want a modern developer experience with clean REST APIs and a built-in admin UI.
- You prefer PostgreSQL and want built-in database partitioning for scaling event ingestion.
- You need fast time-to-value — Lago’s Docker compose works out of the box with minimal configuration.
- You value a modern tech stack (Go + Ruby) and active community growth.
Choose Kill Bill if:
- You need enterprise-grade modularity — the ability to swap out billing components.
- Your pricing logic involves complex catalogs with phases, price lists, and availability windows.
- You require multi-tenant isolation out of the box.
- You operate in a Java-heavy infrastructure and want native JVM integration.
- You value battle-tested stability — Kill Bill has been in production for over a decade.
- You need a wider range of payment plugins (Adyen, Braintree, PayPal).
Reverse Proxy Configuration (Nginx)
Both platforms should sit behind a reverse proxy with TLS termination. Here is an Nginx configuration for Lago:
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For Kill Bill, point the proxy to port 8080:
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Backup and Disaster Recovery
For any billing platform, data integrity is non-negotiable. Here is a simple backup strategy using pg_dump for Lago:
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For Kill Bill with MySQL:
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For related reading on self-hosted infrastructure management, see our self-hosted invoicing guide for complementary financial n8nls, and our workflow automation comparison for building billing notification pipelines. If you are building a full SaaS stack, our Backend-as-a-Service comparison covers the backend infrastructure layer that sits alongside billing.
FAQ
What is the difference between Lago and Kill Bill?
Lago is a modern, API-first billing platform focused on usage-based metering and subscription management. It uses Go and Ruby on Rails with PostgreSQL. Kill Bill is a mature Java-based billing platform with a modular plugin architecture, designed for complex enterprise billing scenarios. Lago is easier to set up and better suited for usage-based pricing, while Kill Bill offers deeper extensibility for complex catalog-driven billing.
Can I migrate from Stripe Billing to Lago or Kill Bill?
Yes. Both platforms provide REST APIs for creating customers, plans, and subscriptions. You can export your Stripe customer data via the Stripe API and import it into either platform. Lago has a dedicated Stripe migration guide in its documentation. Kill Bill’s payment plugin system also supports running both Stripe and Kill Bill in parallel during a gradual migration.
Do Lago and Kill Bill support free trials and proration?
Both platforms support trial periods and proration. Lago handles proration automatically when customers upgrade or downgrade plans mid-cycle. Kill Bill supports trial periods through its catalog definition, where you can define trial phases with zero cost before transitioning to paid billing periods.
How do I handle payment processing with open-source billing?
Neither Lago nor Kill Bill processes payments directly. Instead, they integrate with payment gateways like Stripe, Gocardless, or Adyen. The billing platform manages the subscription logic, invoice generation, and revenue recognition, while the payment gateway handles actual card charges and bank transfers. This separation means you can switch payment providers without changing your billing engine.
Which platform is easier to self-host?
Lago is easier to self-host. It ships with an official Docker Compose file that includes all services (API, frontend, PostgreSQL, Redis) and works with a single docker compose up -d command. Kill Bill requires a MySQL database, a Kill Bill server container, and optionally a KAUI admin container — more moving parts to configure and maintain.
Are there any costs associated with using Lago or Kill Bill?
Both platforms are free and open-source. Lago is licensed under MIT and Kill Bill under Apache 2.0. You only pay for your own infrastructure costs (server, database storage, bandwidth). Both platforms offer paid cloud-hosted options if you prefer not to self-host — Lago Cloud and Kill Bill Cloud — which include support and managed infrastructure.